Welcome to Loans for People with Bad Credit
the site for people who need credit but find getting it difficult. Find information on a range of loan types and lenders here!
Bad Credit Loans - Click Here To Compare >>
Bad Credit Loans - they do what it says on the tin don't they? Well in a way, yes. Bad credit loans are offered by specialist lenders or brokers who take on applicants who have been refused credit elsewhere. This might have been on the high street or from mainstream online lenders – the application is refused because of a not-so-perfect credit rating.
Bad Credit loan lenders take on all types of borrowers, including:
- people with a poor credit rating
- people who have had County Court Judgements (CCJs)
- people who have been blacklisted
In some cases, the lender will even take on unemployed applicants or those with no credit rating at all - as long as they are a UK resident. So how does it work?
Quite simply: the applicant fills out a simple online application form and the lender or broker will look at this and be able to offer a loan. Some Bad Credit loan lenders will offer both secured and unsecured loans - check this in advance.
In most cases, Bad Credit loan applications go to a broker who can scour the market, assessing a large number of lenders to find the best deal.
| COMPANY | APR | AMOUNT | MINIMUM | MAXIMUM | TERMS & CONDITIONS | SUITABILITY | SECURED LOANS | APPLY |
Wentworth Direct Finance Loan
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15.2% | £1000-£15,000 | 12 Months | 60 Months | Applicants must be at least 18 years of age and employed or self empoyed to be eligible | All applicants considered - even those with bad credit history, CCJs or arrears | No |
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| Wentworth Direct offer loans for applicants even those who have been refused credit elsewhere. Wentworth Direct allow you to borrow between £1,000 to £15,000 - simply fill out the online application form which allows you to choose how much you want to borrow and the length of time you would like to spend repaying the loan. | ||||||||
Loan Finder
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23.1% | £200-£15,000 | On application | On application | All credit provisionally approved is subject to status and is not available to persons under 18.You are under no obligation by completing the application form. | People with poor credit history | Yes |
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| Loanfinder find unsecured loans from a wide range of lenders for people who have had problems getting loans from mainstream banks and lending institutions. Loanfinder even provides a free credit report. | ||||||||
YES Loans
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48% | £500-£25,000 | Apply online to view | Apply online to view | Varies according to loan | All applicants are considered even if refused elsewhere | Yes |
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| Yes Loans consider all applicants, regardless of previous circumstances. Apply for a fast decision. | ||||||||
247 Cashline Payday
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1355% | £100-£1,000 | 31 Days | 31 Days | Applicants must earn at least £750 per month, be 18 and in full time employment. Payment should be within 31 days. | Applicants who need a quick loan which is repaid within a month | No |
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| Borrow between £100-£1,000 with 247 Cashline. This is a payday loan so it must be paid back within 31 days - apply online for a fast decision. | ||||||||
Save Simply
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On application | £500 - £25,000 | 12 Months | 25 years | The Partners will contact you with loan information. Please note that such information should not be used as the sole basis for your loan decision, and may not meet your particular needs. | Poor credit borrowers, retired, self employed or unemployed | Yes |
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| Get free quotes and a loan of between £500 - £25,000 with Save Simply. No matter what you need the loan for, Save Simply accept all applications. | ||||||||
CUS4 Loans
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On application | £200 to £15,000 | 12 Months | 60 Months | We work with several leading Loan Specialists and send your application to one at a time, until your loan is approved. If you are approved by our first Loan Provider, then we won?t send your application to any others, which means the chances of having your application accepted, are far higher than if you were to approach just one lender. | Tenants, homeowners, self employed or bad credit history borrowers all suitable | No |
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| Cus4Loans can help you to find a loan provider whatever your circumstances - even if you have been turned down for a loan elsewhere or have credit problems. Both tenants and homeowners are welcome. | ||||||||